Personal Insurance

Customized Personal Insurance Solutions

Life moves quickly, and amidst its unpredictability, peace of mind becomes invaluable. At Community Insurance, our mission is to shield you from life's unforeseen events with premier insurance solutions that align with both your individual needs and financial plan. We're dedicated to delivering coverage that not only meets your expectations but also fits comfortably within your budget, ensuring you're well-prepared for whatever comes your way.

Humana Dental & Vision

Home Insurance

Secure Your Sanctuary with Tailored Home Insurance

Your home is more than a structure; it's where life unfolds and memories are made. Our Home Insurance policies are designed to protect your sanctuary against unforeseen events, offering peace of mind with coverage for damage, loss, and liabilities. We ensure your policy reflects the true value of your home and personal belongings, providing a safety net that lets you focus on what truly matters.

  • What does Home Insurance typically cover?

    Our policies cover structural damage, personal property loss, liability claims, and additional living expenses in case your home is uninhabitable after a covered event.

  • Can I customize my Home Insurance policy?

    Absolutely. We offer customizable options to ensure your policy meets your specific needs, covering everything from high-value items to unique home features.

  • How do I determine the amount of coverage I need?

    We'll work with you to assess the value of your property and belongings, helping you choose a coverage level that reflects the true cost of replacement or repair.

  • What factors affect my Home Insurance rates?

    Factors include the location and age of your home, security features, the deductible you choose, and the scope of coverage. We'll help you understand these elements to optimize your policy.

  • Why choose Community Insurance for my Home Insurance?

    With our focus on personalized service and comprehensive coverage, we ensure your home is protected against the unexpected. Our expert team is dedicated to finding you the best protection at a fair price.

Auto Insurance

Drive with Confidence

Navigating the roads of life requires reliable protection. Our Auto Insurance policies are designed to offer you comprehensive coverage, from collision and liability to personal injury and beyond. Tailored to meet the individual needs of every driver, we ensure you and your vehicle are protected against the uncertainties of the road. Drive with the assurance that Community Insurance has your back.

  • What does Auto Insurance cover?

    Our policies can include collision damage, liability for bodily injury and property damage, personal injury protection, and coverage for uninsured motorists, ensuring a wide range of protection.

  • How can I customize my Auto Insurance policy?

    We offer a variety of add-ons and coverage levels, allowing you to tailor your policy to include roadside assistance, rental car coverage, and more, based on your driving habits and needs.

  • What factors influence my Auto Insurance premiums?

    Premiums are influenced by your driving record, type and age of your vehicle, how you use your vehicle, your credit score, and the coverage options you select. We'll guide you through optimizing your policy for your situation.

  • How do I file a claim if I'm involved in an accident?

    Filing a claim is straightforward with Community Insurance. Contact us immediately after an incident, and we'll guide you through the process, step by step, ensuring a smooth and swift resolution.

  • Why should I choose Community Insurance for my Auto Insurance needs?

    Our commitment to personalized service, combined with comprehensive coverage options, ensures that you receive a policy that’s perfectly suited to your needs. Experience the peace of mind that comes with knowing you're well-protected on every journey.

Individual Life Insurance

Guard Your Legacy with Individual Life Insurance

Life Insurance is a cornerstone of financial planning, offering a safety net for your loved ones in the event of the unexpected. Our Individual Life Insurance policies are crafted to provide peace of mind, ensuring that your family is financially secure. With a range of options to suit every need and budget, we make it easy to find the right level of coverage to protect your legacy and support your family’s future.

  • What types of Individual Life Insurance do you offer?

    We provide a variety of life insurance options, including term life, whole life, and universal life insurance, each designed to cater to different needs and life stages.

  • How do I choose the right Life Insurance policy?

    Our experts will work with you to understand your financial goals, health, and family situation, guiding you towards a policy that best matches your needs and provides adequate coverage for your loved ones.

  • Can I adjust my Life Insurance coverage over time?

    Yes, most of our policies offer flexibility to adjust coverage as your life changes, such as after major life events like marriage, the birth of a child, or purchasing a home.

  • What benefits does Individual Life Insurance provide my beneficiaries?

    In addition to providing financial security, many policies offer tax-free benefits, helping to cover living expenses, debts, education costs, and end-of-life expenses without financial strain.

  • Why is Community Insurance the right choice for Life Insurance?

    Our commitment to understanding and meeting your unique needs, combined with our wide range of insurance solutions, makes us a trusted partner in protecting your family’s future and legacy.

Renters Insurance

Protect Your Belongings with Renters Insurance

Renting your home brings unique challenges and risks, from personal property damage to liability issues. Our Renters Insurance policies are designed to give tenants peace of mind, covering your belongings against theft, fire, and other unexpected events. With affordable options that can be customized to fit your lifestyle, you can live comfortably knowing your personal items and liability concerns are securely protected.

  • What does Renters Insurance typically cover?

    Our policies generally cover personal property loss or damage, liability for injuries occurring in your rented space, and additional living expenses if you're displaced from your home due to covered incidents.

  • Is Renters Insurance required by landlords?

    While not always required, many landlords now recommend or require tenants to have Renters Insurance as part of their lease agreements for added protection.

  • How do I determine how much coverage I need?

    We’ll help you inventory your belongings and assess their value to ensure your coverage matches the replacement cost of your personal items.

  • Can Renters Insurance cover roommates?

    Policies typically cover only the individual named in the policy. However, it’s possible to include roommates in a policy, but this might require additional considerations and adjustments.

  • Why choose Community Insurance for Renters Insurance?

    We offer personalized policies that provide robust protection for renters. Our team is committed to ensuring you understand your coverage options and receive the best possible protection for your needs.

Motorcycle Insurance

Hit the Road with Confidence

Embrace the freedom of the open road while staying protected with our Motorcycle Insurance. Tailored to meet the unique needs of motorcycle enthusiasts, our policies cover a range of risks, including damage, theft, liability, and personal injury. Whether you ride daily or seasonally, our flexible options ensure that you and your bike are covered, allowing you to focus on the joy of riding.

  • What types of coverage does Motorcycle Insurance include?

    Our coverage extends to collision damage, theft, liability for bodily injury and property damage, uninsured/underinsured motorists, and personal injury protection.

  • How is the cost of Motorcycle Insurance determined?

    Premiums are influenced by factors such as your riding history, the type and value of your motorcycle, how often you ride, and the levels of coverage you select. We’ll help you balance coverage and cost.

  • Can I get discounts on my Motorcycle Insurance?

    Yes, we offer discounts for multiple policies, completing motorcycle safety courses, and for riders with a history of safe riding, among others.

  • What should I do if I need to file a claim?

    In the event of an accident or theft, contact us immediately. We'll guide you through the claims process to ensure a smooth and efficient resolution.

  • Why choose Community Insurance for my Motorcycle Insurance?

    Our expertise in motorcycle coverage, combined with a commitment to personalized service, means you get a policy designed for your lifestyle. Enjoy the ride with peace of mind, knowing you’re well-protected.

Mobile Home Insurance

Comprehensive Protection for Your Mobile Home

Your mobile home is more than just a dwelling; it's a cherished haven and a vital part of your lifestyle. Our Mobile Home Insurance policies are designed to protect your investment comprehensively. We understand that mobile homes, serving as permanent residences, require specialized coverage. Our policies offer robust protection against various risks such as property damage, liability, and personal property loss. Tailored specifically to the needs of mobile homeowners, we prioritize safeguarding your home, possessions, and peace of mind from any unforeseen events.

  • What does Mobile Home Insurance cover?

    Coverage typically includes protection against physical damage to your home from perils like fire, windstorm, and theft, as well as liability coverage for injuries or damages that occur on your property.

  • Is Mobile Home Insurance different from standard Home Insurance?

    Yes, while similar in many respects, Mobile Home Insurance is specifically designed to address the unique aspects and risks associated with mobile or manufactured homes.

  • Can I customize my Mobile Home Insurance policy?

    Absolutely. We offer customizable coverage options to ensure your policy meets your specific needs, from additional living expenses to coverage for attached structures and personal property.

  • How are Mobile Home Insurance rates determined?

    Rates are based on factors such as the age and value of your mobile home, your location, chosen deductibles, and the scope of coverage. Our team will help you find the right balance of protection and price.

  • Why choose Community Insurance for Mobile Home Insurance?

    Our expertise in mobile home coverage, combined with our commitment to exceptional service, ensures you receive a policy tailored to your lifestyle. With us, you can feel confident your mobile home is well-protected.

Other Forms of Personal Insurance We Offer

Get in touch with our team of advisors to ask about other ways we can serve you.

Contact Us Today!
  • Condo Insurance
  • Watercraft Insurance
  • Wedding Insurance
  • Umbrella Insurance
  • High Net Worth Insurance
  • Travel Insurance
  • RV Insurance
  • Safe Money Strategies
  • Individual Health Insurance
  • Home and Auto Insurance (Bundled)
  • Off-road Vehicle Insurance
  • Classic Car Insurance
  • Pet Insurance
  • Special Event Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Rental Property Insurance
  • Vacant Home Insurance
  • Valuable Possessions Insurance
  • Identity Theft Insurance
  • Secondary Home Insurance
  • Child Life Insurance
  • Individual Dental Insurance
  • Individual Vision Insurance
  • Long-Term Disability Insurance
  • Annuities
  • Individual Retirement Account