Our Blog
The Essential Guide to Flood Insurance: Protecting What Matters
Why Flood Insurance is a Must-Have Flooding isn't just something that happens far away. It can strike anywhere, whether from heavy rains, hurricanes, or even melting snow. For homeowners and...
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Understanding the Benefits of Umbrella Policies
What is an Umbrella Policy?An umbrella policy is a form of liability insurance that provides coverage beyond the limits of your regular policies. For personal accounts, this might mean extending...
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The Importance of Ancillary Benefits for Employee Satisfaction
Employee Well-being: The Key to Business SuccessHave you ever wondered what makes employees feel truly valued at their workplace? While competitive salaries and standard group health insurance...
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Understanding Actual Cash Value vs Replacement Cost
Whether you own a home or a commercial building, knowing the difference between Actual Cash Value (ACV) and Replacement Cost (RC) can have substantial implications for your insurance coverage and...
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How Employers Can Support Employees Amid Economic Uncertainty
In today's uncertain economic landscape, businesses are looking for effective ways to support their employees while managing costs. At Community Insurance LLC, we understand the challenges...
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Top 5 Pitfalls for Business Startups
I love hearing the stories of entrepreneurs as they talk about starting their new business venture. There is always excitement in their voice as they express dreams and plans for success. Facing...
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Why should a contractor have a commercial auto policy?
If you’re a contractor who drives a normal size truck for work like a Ford F-150 or a GMC Sierra, for example, you probably don’t see a need for that truck to be on a commercial auto policy when...
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Why home insurance rates are rising.
Inflation is no secret, and after the past few years, it has hit us all fast and hard. Let’s take a look at some reasons why inflation is affecting your home insurance premiums....
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Three ways to prevent Information Overload for Contractors
Just Google it! I know you have heard that phrase, maybe used it yourself or told someone else to do it. Of course, it works and the information returned is useful, that is if you can sift through...
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Why are auto insurance premiums going up so much when I haven’t had a claim?
There are several reasons insurance costs rise, and it seems we are now in a perfect storm. The National Highway Traffic Safety Administration, a division of the...
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5 Things to know about home insurance claims
5 Things to know about home insurance claims that many people do not understand. OK, you have insurance from a reputable insurance company and the peace of mind that...
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Taking Care of Business!
I was walking down a street the other day and viewed this mailbox. We all know that the mailbox is in front of our house, right. So every day we look at it without really seeing it. I am not...
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Rising Cost of Property Replacement
“Home is where the heart is”, they say. It is also where your pocketbook is! It is most often your largest personal investment and asset. Protecting that asset is...
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